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This Privacy
Notice describes the privacy practices of Grassy Sprain Group and our
affiliates (collectively, “Grassy”, “we”, “us”,
or “our”). Grassy is giving you this notice to tell you how we may
use non-public Personal Information about you and your account (“Personal
Information”) and the rights available to individuals with respect to
their information. This notice applies whether you are a current or a former
customer of Grassy.
COLLECTION AND USE OF PRIVATE INFORMATION
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We collect Private Information about you from the following sources:
Information we receive from you either directly or indirectly, such as
information on applications or other forms, which may include your name,
address, social security number and income.
- Information about your
transactions with us or others, such as your account balance and payment
history.
- Information we receive from consumer reporting agencies,
such as your credit history and credit worthiness.
DISCLOSURE OF
PRIVATE INFORMATION
We only disclose information we collect to
affiliated and non-affiliated third parties as permitted by the federal Fair
Debt Collection Practices Act.
We may disclose information we collect
to:
- Credit bureaus
- The original creditor and entities that have had
an ownership interest in your account
- Entities that provide mailing
services on our behalf
- Entities that provide collection-related services
on our behalf - Others, such as third parties, when you direct us to share
information about you
- Affiliated and non-affiliated parties if not
prohibited by the federal Fair Debt Collection Practices Act or by other
applicable laws
MAINTENANCE OF ACCURATE INFORMATION
We have
established procedures to correct inaccurate information in a timely manner. If
you have any reason to believe that our record of your Private Information is
incorrect, contact us in writing at 9858 Clint Moore Rd, Suite 217, #C-11, Boca
Raton, FL 33496. We will investigate the situation and, when appropriate,
update our records accordingly.
PROTECTION OF INFORMATION
We
restrict access to Private Information about you to our employees who need this
information to provide products and services to you. We maintain physical,
electronic, and procedural safeguards that are consistent with federal
standards to guard your Private Information.
IMPORTANT INFORMATION
FOR CALIFORNIA CUSTOMERS
This information is in addition to the
Privacy Notice provided above.
This section applies only to California
residents and is effective as of January 1, 2020. For purposes of this section,
“Personal Information” has the meaning given in the California
Consumer Privacy Act of 2018 (“CCPA”) but does not include
information exempted from the scope of the CCPA. We have created a table below
which summarizes how we collect and share Personal Information by reference to
the categories specified in the CCPA, and describes how we have collected and
shared Personal Information during the preceding 12 months. This Personal
Information was collected for the business purpose of servicing accounts and
collecting debts: Personal Information that we collect, use and
share.
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